Think of the HECM Saver as a traditional home equity line one could expect to find at your local bank, but only better. The HECM Saver program is a loan against your home that is both easy to qualify for and competitive in interest charges. Unlike a traditional HELOC (Home Equity Line of Credit) you can enjoy the freedom to make payments back on interest if and when you choose, or even decide to defer all the mortgage interest until your home is later sold or refinanced.
If you're looking for an easy way to borrow from your home to make improvements, consolidate debts or for any other reasons the new HECM Saver may be a smarter choice and one that best fits your financial needs and lifestyle.
Forget everything you've heard about reverse mortgages because the new Federally-Insured HECM Saver changes everything. Request our complimentary guide and analysis by completing our secure form to the right or call us Toll Free (800) 565-1722
No income or credit score requirements
Reasonably low or no closing cost options
Competitive interest rate options
No prepayment penalties
Credit line guaranteed - can never be frozen*
*You must maintain property taxes, insurance and occupy home as your primary residence.
Enjoy the flexibility of a Line of Credit and/or Monthly Payment Plans starting from 2.20%.
*$0 Closing Cost option is a Fixed-Rate program - Minimum 100k loan - Excludes required counseling fee (when present), All State Taxes may not qualify for Lender Credit
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|"There was no car salesman type of protracted negotiation. All reverse got right down to a good quote without a series of incremental steps."|
|"I was surprised how easy it was to deal with an out of state company. Actually it was much easier than my previous dealings with local banks and brokers"|
|"It is a wonderful feeling to have no mortgage and extra cash in our pocket. We are very happy."|
|"Thank you to All Reverse for handling everything in an efficent and smooth way. Thoroughly appreciate everything you have done to make things easy for me."|
|"This was the smoothest mortgage process I have ever experienced! And so fast!"|